While driving can be a thrilling experience, one must consider the safety factor as well. Even an experienced driver cannot avoid the risk factors involved while driving. A little bump on the road can result in huge damages and financial losses. Thus, the only best way to remain prepared against such circumstances is to buy valid car insurance. It is the easiest and smartest way to save money and financially secure your vehicle.
So, when you buy a vehicle, it is crucial to get it insured before you take it on the road. Also, Buying a car insurance policy is not only a choice, it is mandatory under the law.
Digit Car Insurance- A Brief Introduction
Founded in 2016, Go Digit General Insurance offers a variety of motor insurance plans. The company aims to simplify the insurance process by providing affordable and transparent solutions to its customers. With Digit car insurance, policyholders can avail a range of benefits to get enough coverage protection against unforeseen events such as accidents, theft, and burglary. With minimal documentation and self-inspection features, the company settles genuine claims smoothly.
Continue reading to know more about the Digit car insurance claim process & claim settlement ratio.
Digit Car Insurance- Key Highlights
|Features||Benefits and Coverage|
|Network Garages||6000+ Garages (Repair Anywhere)|
|Claim Settlement Ratio||96%|
|No Claim Bonus||Yes|
|Personal Accident Insurance||Up to Rs. 15 Lakhs|
|Types of Motor Insurance||– Digit Liability Only Policy<br>- Standalone Own Damage Policy<br>- Comprehensive Car Insurance Policy|
|Contact Information||Customer Service: 1800-258-5956|
Digit Car Insurance Claim Settlement Ratio
Digit features a quick and seamless claim settlement process. The company has a claim settlement ratio of 96% for private cars.
The claim settlement ratio in the field of car insurance refers to the percentage of claims settled by an insurance company out of the total claims received in a year. Considering a claim settlement ratio while choosing an insurance provider for your motor vehicle is
extremely important. A high settlement ratio signifies that the particular insurance company has a good track record of honoring genuine insurance claims, providing peace of mind to policyholders.
Vehicle owners who have a valid Digit car insurance policy can raise a claim for damages caused to their vehicle and get a swift disbursal of the claim amount after submitting evidence and verification.
Keep in mind that the claim settlement ratio for a particular insurance provider can vary from year to year, depending on various factors, including claims received, the nature and accuracy of claims, and the provider’s efficiency in settling claims. Therefore, it is advisable (whether you are a prospective or an existing policyholder) to consider the company’s claim settlement ratio over the past few years to evaluate its consistency and credibility.
Digit Car Insurance Claim Process- How to File a Claim?
As one of the creditable General insurance providers in India, Digit car insurance is gaining popularity for its hassle-free self-inspection and motor claim process. Policyholders have to follow just three simple steps to raise a motor claim.
Inform the Insurer: Contact your insurance provider as soon as the insured vehicle meets with an accident so that the claim can be registered timely.
Submit evidence via Inspection Link: Once your motor claim has been registered with the insurer, you will receive a self-inspection link on your registered mobile number. Policyholders are required to submit pictures and videos of the damages in the inspection link. Also, keep the necessary documents (such as policy documents, driving license, etc.) handy for the submission.
Claim Settled: After verification of all the evidence and documents, the insured vehicle will be sent for repairs in the network garage. And, based on the mode of claim you have opted your claim will be settled. In case of a cashless claim, the cost of repairs will be directly paid to the network garage. For non-cashless claims, the insurer will reimburse you for the repaid expenses after you have settled the bill.
Documents Required to Raise a Claim under Go Digit Car Insurance
Policyholders are required to submit the below-listed documents to file a claim under Digit motor insurance.
- Claim form
- Copy of the insured vehicle’s Registration Certificate (RC)
- Copy of insurance policy documents
- Copy of FIR
- Copy of valid driving license
- Estimate, bill, and payment receipt of repairs done in the network garage